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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,581 | $68,878-75.9% | $120,574-86.2% | $80,935-79.5% |
| Participation rate | 94.1% | 61.7%+32.4pp | 71.9%+22.2pp | 67.7%+26.5pp |
| Annual return | 12.19% | 23.67%-11.5pp | 107.42%-95.2pp | 35.66%-23.5pp |
| Employer contribution / active EE | $1,407 | $2,065-31.8% | $3,471-59.4% | $2,757-48.9% |
| Participant deferral / active EE | $3,511 | $3,189+10.1% | $4,996-29.7% | $4,299-18.4% |
| Admin fee / account holder | $3,550 | $5,782-38.6% | $9,445-62.4% | $6,924-48.7% |