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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,581 | $68,586-75.8% | $120,380-86.2% | $80,911-79.5% |
| Participation rate | 94.1% | 61.6%+32.5pp | 71.9%+22.2pp | 67.6%+26.5pp |
| Annual return | 12.19% | 23.62%-11.4pp | 107.28%-95.1pp | 35.63%-23.4pp |
| Employer contribution / active EE | $1,407 | $2,053-31.4% | $3,465-59.4% | $2,756-48.9% |
| Participant deferral / active EE | $3,511 | $3,174+10.6% | $4,992-29.7% | $4,297-18.3% |
| Admin fee / account holder | $3,550 | $5,733-38.1% | $9,421-62.3% | $6,935-48.8% |