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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,671 | $201,372-74.3% | $184,260-72.0% | $145,884-64.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 17.64% | 29.04%-11.4pp | 28.84%-11.2pp | 551.85%-534.2pp |
| Employer contribution / active EE | $11,962 | $7,024+70.3% | $6,427+86.1% | $4,662+156.6% |
| Participant deferral / active EE | $12,365 | $9,808+26.1% | $9,133+35.4% | $6,690+84.8% |
| Admin fee / account holder | $3,908 | $16,362-76.1% | $13,898-71.9% | $13,392-70.8% |