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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,662 | $55,889-88.1% | $76,119-91.2% | $80,935-91.8% |
| Participation rate | 81.0% | 62.1%+18.9pp | 69.1%+11.9pp | 67.7%+13.3pp |
| Annual return | 25.32% | 20.58%+4.7pp | 361.25%-335.9pp | 35.66%-10.3pp |
| Employer contribution / active EE | $926 | $1,866-50.4% | $2,693-65.6% | $2,757-66.4% |
| Participant deferral / active EE | $1,729 | $3,051-43.4% | $4,259-59.4% | $4,299-59.8% |
| Admin fee / account holder | $1,291 | $5,241-75.4% | $6,421-79.9% | $6,924-81.4% |