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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,662 | $56,063-88.1% | $76,051-91.2% | $80,911-91.8% |
| Participation rate | 81.0% | 62.0%+18.9pp | 69.1%+11.9pp | 67.6%+13.3pp |
| Annual return | 25.32% | 20.54%+4.8pp | 360.42%-335.1pp | 35.63%-10.3pp |
| Employer contribution / active EE | $926 | $1,874-50.6% | $2,690-65.6% | $2,756-66.4% |
| Participant deferral / active EE | $1,729 | $3,052-43.4% | $4,257-59.4% | $4,297-59.8% |
| Admin fee / account holder | $1,291 | $5,240-75.4% | $6,416-79.9% | $6,935-81.4% |