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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,169 | $45,343-79.8% | $150,298-93.9% | $67,986-86.5% |
| Participation rate | 24.5% | 51.9%-27.3pp | 77.8%-53.3pp | 57.2%-32.7pp |
| Annual return | 14.48% | 33.28%-18.8pp | 62.79%-48.3pp | 31.67%-17.2pp |
| Employer contribution / active EE | $533 | $1,462-63.5% | $4,154-87.2% | $2,019-73.6% |
| Participant deferral / active EE | $890 | $2,055-56.7% | $5,453-83.7% | $3,358-73.5% |
| Admin fee / account holder | $2,960 | $2,250+31.6% | $14,116-79.0% | $3,203-7.6% |