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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,196 | $183,539-81.4% | $155,556-78.0% | $145,897-76.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.90% | 61.31%-42.4pp | 64.84%-45.9pp | 552.29%-533.4pp |
| Employer contribution / active EE | $10,032 | $5,315+88.7% | $4,675+114.6% | $4,663+115.2% |
| Participant deferral / active EE | $3,476 | $6,467-46.2% | $5,631-38.3% | $6,689-48.0% |
| Admin fee / account holder | $530 | $19,275-97.2% | $15,885-96.7% | $13,390-96.0% |