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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,434 | $55,902-67.0% | $76,030-75.8% | $80,959-77.2% |
| Participation rate | 34.6% | 62.1%-27.4pp | 69.1%-34.4pp | 67.7%-33.1pp |
| Annual return | 11.85% | 20.59%-8.7pp | 361.54%-349.7pp | 35.67%-23.8pp |
| Employer contribution / active EE | $773 | $1,867-58.6% | $2,688-71.2% | $2,757-72.0% |
| Participant deferral / active EE | $1,514 | $3,051-50.4% | $4,257-64.4% | $4,300-64.8% |
| Admin fee / account holder | $655 | $5,239-87.5% | $6,421-89.8% | $6,925-90.5% |