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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,990 | $201,370-68.2% | $184,256-65.3% | $145,897-56.1% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 19.75% | 29.05%-9.3pp | 28.85%-9.1pp | 552.29%-532.5pp |
| Employer contribution / active EE | $17,975 | $7,024+155.9% | $6,427+179.7% | $4,663+285.5% |
| Participant deferral / active EE | $19,695 | $9,808+100.8% | $9,133+115.6% | $6,689+194.4% |
| Admin fee / account holder | $18,152 | $16,364+10.9% | $13,899+30.6% | $13,390+35.6% |