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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,230 | $100,970-62.1% | $96,576-60.4% | $137,256-72.1% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 19.86% | 38.16%-18.3pp | 38.47%-18.6pp | 220.34%-200.5pp |
| Employer contribution / active EE | $1,799 | $3,809-52.8% | $3,553-49.4% | $4,156-56.7% |
| Participant deferral / active EE | $4,098 | $8,286-50.5% | $7,956-48.5% | $6,407-36.0% |
| Admin fee / account holder | $829 | $11,312-92.7% | $11,381-92.7% | $12,270-93.2% |