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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,984 | $58,627-94.9% | $76,735-96.1% | $82,448-96.4% |
| Participation rate | 70.0% | 63.2%+6.8pp | 69.5%+0.5pp | 68.1%+1.9pp |
| Annual return | 21.26% | 39.10%-17.8pp | 29.77%-8.5pp | 41.64%-20.4pp |
| Employer contribution / active EE | $640 | $1,729-63.0% | $2,454-73.9% | $2,551-74.9% |
| Participant deferral / active EE | $1,649 | $3,134-47.4% | $4,088-59.7% | $4,139-60.2% |
| Admin fee / account holder | $2,077 | $5,323-61.0% | $7,189-71.1% | $7,234-71.3% |