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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,320 | $111,535-89.0% | $105,223-88.3% | $137,256-91.0% |
| Participation rate | 88.2% | 78.1%+10.1pp | 75.0%+13.2pp | 80.0%+8.3pp |
| Annual return | 164.27% | 237.85%-73.6pp | 180.65%-16.4pp | 220.34%-56.1pp |
| Employer contribution / active EE | $137 | $3,939-96.5% | $3,689-96.3% | $4,156-96.7% |
| Participant deferral / active EE | $2,039 | $5,500-62.9% | $5,072-59.8% | $6,407-68.2% |
| Admin fee / account holder | $568 | $9,721-94.2% | $8,859-93.6% | $12,270-95.4% |