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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,859 | $167,415-76.8% | $140,514-72.3% | $198,609-80.4% |
| Participation rate | 82.6% | 80.9%+1.7pp | 77.8%+4.8pp | 82.4%+0.2pp |
| Annual return | 21.94% | 13.85%+8.1pp | 14.36%+7.6pp | 202.70%-180.8pp |
| Employer contribution / active EE | $4,125 | $4,088+0.9% | $3,378+22.1% | $5,055-18.4% |
| Participant deferral / active EE | $6,751 | $5,579+21.0% | $4,919+37.3% | $6,977-3.2% |
| Admin fee / account holder | $729 | $16,730-95.6% | $13,697-94.7% | $19,030-96.2% |