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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,751 | $178,174-78.3% | $156,181-75.2% | $137,256-71.8% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.8%+4.5pp | 80.0%+3.4pp |
| Annual return | 25.22% | 84.19%-59.0pp | 64.87%-39.6pp | 220.34%-195.1pp |
| Employer contribution / active EE | $2,781 | $4,972-44.1% | $4,294-35.2% | $4,156-33.1% |
| Participant deferral / active EE | $9,857 | $6,888+43.1% | $6,132+60.7% | $6,407+53.9% |
| Admin fee / account holder | $546 | $17,404-96.9% | $14,586-96.3% | $12,270-95.5% |