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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,903 | $132,634-5.8% | $115,768+7.9% | $137,256-9.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 13.51% | 160.70%-147.2pp | 100.46%-87.0pp | 220.34%-206.8pp |
| Employer contribution / active EE | $13,668 | $3,360+306.8% | $2,940+364.9% | $4,156+228.9% |
| Participant deferral / active EE | $12,653 | $5,619+125.2% | $4,917+157.4% | $6,407+97.5% |
| Admin fee / account holder | $1,758 | $15,028-88.3% | $12,439-85.9% | $12,270-85.7% |