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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,229 | $109,967-97.1% | $97,197-96.7% | $145,877-97.8% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 15.45% | 244.27%-228.8pp | 75.47%-60.0pp | 551.28%-535.8pp |
| Employer contribution / active EE | $1,949 | $3,077-36.6% | $2,723-28.4% | $4,663-58.2% |
| Participant deferral / active EE | $2,319 | $4,676-50.4% | $4,263-45.6% | $6,691-65.3% |
| Admin fee / account holder | $109 | $6,199-98.2% | $5,637-98.1% | $13,402-99.2% |