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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,075 | $159,978-63.1% | $147,041-59.8% | $145,978-59.5% |
| Participation rate | 78.9% | 84.0%-5.1pp | 82.2%-3.2pp | 80.3%-1.3pp |
| Annual return | 14.47% | 98.36%-83.9pp | 419.21%-404.7pp | 550.52%-536.0pp |
| Employer contribution / active EE | $3,930 | $5,288-25.7% | $4,935-20.4% | $4,662-15.7% |
| Participant deferral / active EE | $10,786 | $8,429+28.0% | $8,071+33.6% | $6,690+61.2% |
| Admin fee / account holder | $1,126 | $15,053-92.5% | $13,006-91.3% | $13,400-91.6% |