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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,869 | $104,650-84.8% | $83,854-81.1% | $155,188-89.8% |
| Participation rate | 8.7% | 65.1%-56.4pp | 59.1%-50.4pp | 80.8%-72.1pp |
| Annual return | 20.15% | 28.97%-8.8pp | 31.39%-11.2pp | 148.84%-128.7pp |
| Employer contribution / active EE | $227 | $1,196-81.0% | $1,017-77.6% | $4,248-94.6% |
| Participant deferral / active EE | $404 | $2,367-82.9% | $2,035-80.1% | $6,531-93.8% |
| Admin fee / account holder | $666 | $3,518-81.1% | $3,197-79.2% | $14,480-95.4% |