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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,869 | $94,439-83.2% | $73,658-78.5% | $154,746-89.7% |
| Participation rate | 8.7% | 64.7%-56.0pp | 57.0%-48.3pp | 80.7%-72.0pp |
| Annual return | 20.15% | 28.25%-8.1pp | 29.72%-9.6pp | 172.34%-152.2pp |
| Employer contribution / active EE | $227 | $1,257-81.9% | $1,032-78.0% | $4,379-94.8% |
| Participant deferral / active EE | $404 | $2,527-84.0% | $2,062-80.4% | $6,730-94.0% |
| Admin fee / account holder | $666 | $3,843-82.7% | $3,357-80.2% | $14,365-95.4% |