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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,097 | $81,276-33.4% | $155,574-65.2% | $80,925-33.2% |
| Participation rate | 45.2% | 66.2%-21.1pp | 78.2%-33.1pp | 67.7%-22.5pp |
| Annual return | 25.15% | 33.36%-8.2pp | 64.87%-39.7pp | 35.65%-10.5pp |
| Employer contribution / active EE | $2,057 | $3,103-33.7% | $4,676-56.0% | $2,756-25.4% |
| Participant deferral / active EE | $4,506 | $3,453+30.5% | $5,629-20.0% | $4,299+4.8% |
| Admin fee / account holder | $328 | $7,993-95.9% | $15,914-97.9% | $6,940-95.3% |