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| Provider | Service type | Compensation |
|---|---|---|
BENEFIT TRUST COMPANY1 year Service code 18 · EIN 43-1971558 | Custodial (other than securities); Cu... | $7,639 |
GUIDELINE, INC.1 year Service code 14 · EIN 47-4474775 | Plan Administrator | $7,060 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,661 | $106,230-67.4% | $147,080-76.4% | $77,736-55.4% |
| Participation rate | 95.0% | 78.4%+16.6pp | 82.2%+12.9pp | 70.6%+24.5pp |
| Annual return | 31.40% | 56.91%-25.5pp | 420.17%-388.8pp | 31.26%+0.1pp |
| Employer contribution / active EE | $3,913 | $4,072-3.9% | $4,933-20.7% | $2,728+43.5% |
| Participant deferral / active EE | $7,385 | $8,001-7.7% | $8,066-8.4% | $4,651+58.8% |
| Admin fee / account holder | $26 | $338-92.4% | $12,989-99.8% | $433-94.0% |