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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,878 | $169,356-29.8% | $129,406-8.1% | $145,897-18.5% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | -47.55% | 14418.62%-14466.2pp | 9468.18%-9515.7pp | 552.29%-599.8pp |
| Employer contribution / active EE | $572 | $5,542-89.7% | $4,155-86.2% | $4,663-87.7% |
| Participant deferral / active EE | $4,012 | $4,987-19.6% | $4,167-3.7% | $6,689-40.0% |
| Admin fee / account holder | $0 | $9,915-100.0% | $7,689-100.0% | $13,390-100.0% |