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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,213 | $115,225-72.9% | $100,712-69.0% | $138,895-77.5% |
| Participation rate | 60.0% | 74.3%-14.3pp | 69.3%-9.3pp | 79.9%-19.9pp |
| Annual return | 20.26% | 40.35%-20.1pp | 33.27%-13.0pp | 145.39%-125.1pp |
| Employer contribution / active EE | $1,866 | $2,771-32.7% | $2,313-19.3% | $4,194-55.5% |
| Participant deferral / active EE | $4,280 | $4,699-8.9% | $4,085+4.8% | $6,396-33.1% |
| Admin fee / account holder | $182 | $10,844-98.3% | $9,256-98.0% | $12,562-98.6% |