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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,630 | $106,749-82.5% | $145,433-87.2% | $82,448-77.4% |
| Participation rate | 92.9% | 75.6%+17.2pp | 82.1%+10.7pp | 68.1%+24.8pp |
| Annual return | 21.28% | 27.59%-6.3pp | 66.58%-45.3pp | 41.64%-20.4pp |
| Employer contribution / active EE | $2,275 | $3,444-34.0% | $4,554-50.1% | $2,551-10.8% |
| Participant deferral / active EE | $5,418 | $6,519-16.9% | $7,897-31.4% | $4,139+30.9% |
| Admin fee / account holder | $3,063 | $8,390-63.5% | $13,129-76.7% | $7,234-57.7% |