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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,630 | $106,864-82.6% | $147,318-87.4% | $82,637-77.5% |
| Participation rate | 92.9% | 75.5%+17.4pp | 82.1%+10.8pp | 68.1%+24.8pp |
| Annual return | 21.28% | 27.49%-6.2pp | 70.43%-49.2pp | 53.51%-32.2pp |
| Employer contribution / active EE | $2,275 | $3,417-33.4% | $4,593-50.5% | $2,552-10.9% |
| Participant deferral / active EE | $5,418 | $6,496-16.6% | $7,906-31.5% | $4,126+31.3% |
| Admin fee / account holder | $3,063 | $8,415-63.6% | $13,708-77.7% | $7,339-58.3% |