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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,514 | $160,028-87.8% | $147,080-86.7% | $145,884-86.6% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 15.33% | 98.60%-83.3pp | 420.17%-404.8pp | 551.85%-536.5pp |
| Employer contribution / active EE | $1,645 | $5,286-68.9% | $4,933-66.7% | $4,662-64.7% |
| Participant deferral / active EE | $3,917 | $8,422-53.5% | $8,066-51.4% | $6,690-41.5% |
| Admin fee / account holder | $681 | $15,030-95.5% | $12,989-94.8% | $13,392-94.9% |