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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,228 | $169,336-61.5% | $129,384-49.6% | $145,884-55.3% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 16.43% | 14408.70%-14392.3pp | 9461.77%-9445.3pp | 551.85%-535.4pp |
| Employer contribution / active EE | $4,280 | $5,540-22.7% | $4,153+3.0% | $4,662-8.2% |
| Participant deferral / active EE | $9,928 | $4,985+99.2% | $4,166+138.3% | $6,690+48.4% |
| Admin fee / account holder | $391 | $9,912-96.1% | $7,686-94.9% | $13,392-97.1% |