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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,538 | $49,976-60.9% | $66,674-70.7% | $82,637-76.4% |
| Participation rate | 31.2% | 63.1%-31.9pp | 73.7%-42.5pp | 68.1%-36.9pp |
| Annual return | 25.71% | 39.09%-13.4pp | 321.24%-295.5pp | 53.51%-27.8pp |
| Employer contribution / active EE | $596 | $1,988-70.0% | $2,620-77.3% | $2,552-76.6% |
| Participant deferral / active EE | $1,716 | $2,847-39.7% | $4,084-58.0% | $4,126-58.4% |
| Admin fee / account holder | $0 | $4,594-100.0% | $5,098-100.0% | $7,339-100.0% |