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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,692 | $201,259-67.9% | $184,200-64.9% | $145,959-55.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.24% | 28.98%-18.7pp | 28.80%-18.6pp | 561.95%-551.7pp |
| Employer contribution / active EE | $15,806 | $7,018+125.2% | $6,424+146.0% | $4,661+239.1% |
| Participant deferral / active EE | $15,941 | $9,806+62.6% | $9,132+74.6% | $6,689+138.3% |
| Admin fee / account holder | $2,408 | $16,372-85.3% | $13,907-82.7% | $13,398-82.0% |