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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,381 | $154,228-97.2% | $145,433-97.0% | $137,256-96.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.27% | 74.59%-61.3pp | 66.58%-53.3pp | 220.34%-207.1pp |
| Employer contribution / active EE | $1,177 | $4,804-75.5% | $4,554-74.2% | $4,156-71.7% |
| Participant deferral / active EE | $4,617 | $8,216-43.8% | $7,897-41.5% | $6,407-27.9% |
| Admin fee / account holder | $2,745 | $14,344-80.9% | $13,129-79.1% | $12,270-77.6% |