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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,236 | $60,442-71.5% | $96,754-82.2% | $87,485-80.3% |
| Participation rate | 26.2% | 58.7%-32.6pp | 70.3%-44.1pp | 68.9%-42.8pp |
| Annual return | 44.74% | 21.97%+22.8pp | 82.04%-37.3pp | 26.06%+18.7pp |
| Employer contribution / active EE | $278 | $1,691-83.6% | $2,679-89.6% | $2,596-89.3% |
| Participant deferral / active EE | $1,162 | $3,280-64.6% | $4,758-75.6% | $4,274-72.8% |
| Admin fee / account holder | $201 | $5,069-96.0% | $8,905-97.7% | $7,775-97.4% |