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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,718 | $115,225-95.9% | $100,712-95.3% | $138,895-96.6% |
| Participation rate | 81.0% | 74.3%+6.6pp | 69.3%+11.7pp | 79.9%+1.0pp |
| Annual return | 22.02% | 40.35%-18.3pp | 33.27%-11.3pp | 145.39%-123.4pp |
| Employer contribution / active EE | $1,152 | $2,771-58.4% | $2,313-50.2% | $4,194-72.5% |
| Participant deferral / active EE | $1,417 | $4,699-69.8% | $4,085-65.3% | $6,396-77.8% |
| Admin fee / account holder | $377 | $10,844-96.5% | $9,256-95.9% | $12,562-97.0% |