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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,718 | $123,155-96.2% | $108,753-95.7% | $155,188-97.0% |
| Participation rate | 81.0% | 75.6%+5.3pp | 71.1%+9.9pp | 80.8%+0.1pp |
| Annual return | 22.02% | 44.73%-22.7pp | 37.47%-15.5pp | 148.84%-126.8pp |
| Employer contribution / active EE | $1,152 | $2,811-59.0% | $2,427-52.5% | $4,248-72.9% |
| Participant deferral / active EE | $1,417 | $4,623-69.4% | $4,115-65.6% | $6,531-78.3% |
| Admin fee / account holder | $377 | $12,126-96.9% | $10,320-96.3% | $14,480-97.4% |