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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,035 | $72,071+90.1% | $68,368+100.4% | $137,256-0.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 16.74% | 353.14%-336.4pp | 292.57%-275.8pp | 220.34%-203.6pp |
| Employer contribution / active EE | $4,500 | $2,788+61.4% | $2,649+69.9% | $4,156+8.3% |
| Participant deferral / active EE | $12,000 | $4,410+172.1% | $4,123+191.1% | $6,407+87.3% |
| Admin fee / account holder | $531 | $5,336-90.0% | $5,150-89.7% | $12,270-95.7% |