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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,635 | $115,225-92.5% | $100,712-91.4% | $138,895-93.8% |
| Participation rate | 87.5% | 74.3%+13.2pp | 69.3%+18.2pp | 79.9%+7.6pp |
| Annual return | 21.70% | 40.35%-18.7pp | 33.27%-11.6pp | 145.39%-123.7pp |
| Employer contribution / active EE | $1,320 | $2,771-52.4% | $2,313-42.9% | $4,194-68.5% |
| Participant deferral / active EE | $1,642 | $4,699-65.1% | $4,085-59.8% | $6,396-74.3% |
| Admin fee / account holder | $1,700 | $10,844-84.3% | $9,256-81.6% | $12,562-86.5% |