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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,635 | $123,155-93.0% | $108,753-92.1% | $155,188-94.4% |
| Participation rate | 87.5% | 75.6%+11.9pp | 71.1%+16.4pp | 80.8%+6.7pp |
| Annual return | 21.70% | 44.73%-23.0pp | 37.47%-15.8pp | 148.84%-127.1pp |
| Employer contribution / active EE | $1,320 | $2,811-53.0% | $2,427-45.6% | $4,248-68.9% |
| Participant deferral / active EE | $1,642 | $4,623-64.5% | $4,115-60.1% | $6,531-74.9% |
| Admin fee / account holder | $1,700 | $12,126-86.0% | $10,320-83.5% | $14,480-88.3% |