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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,371 | $78,690-91.9% | $161,489-96.1% | $87,485-92.7% |
| Participation rate | 84.6% | 67.5%+17.2pp | 78.7%+5.9pp | 68.9%+15.7pp |
| Annual return | 20.61% | 32.74%-12.1pp | 89.72%-69.1pp | 26.06%-5.5pp |
| Employer contribution / active EE | $1,244 | $2,588-51.9% | $4,268-70.8% | $2,596-52.1% |
| Participant deferral / active EE | $2,454 | $3,311-25.9% | $5,630-56.4% | $4,274-42.6% |
| Admin fee / account holder | $1,185 | $6,724-82.4% | $16,006-92.6% | $7,775-84.8% |