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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,371 | $77,814-91.8% | $158,223-96.0% | $86,983-92.7% |
| Participation rate | 84.6% | 68.4%+16.2pp | 79.2%+5.4pp | 69.5%+15.1pp |
| Annual return | 20.61% | 30.54%-9.9pp | 52.09%-31.5pp | 25.83%-5.2pp |
| Employer contribution / active EE | $1,244 | $2,592-52.0% | $4,109-69.7% | $2,584-51.9% |
| Participant deferral / active EE | $2,454 | $3,270-24.9% | $5,467-55.1% | $4,194-41.5% |
| Admin fee / account holder | $1,185 | $5,879-79.8% | $16,047-92.6% | $7,856-84.9% |