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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,070 | $28,624+120.3% | $53,647+17.6% | $82,637-23.7% |
| Participation rate | 100.0% | 47.3%+52.7pp | 56.3%+43.7pp | 68.1%+31.9pp |
| Annual return | 52.08% | 664.98%-612.9pp | 358.33%-306.3pp | 53.51%-1.4pp |
| Employer contribution / active EE | $6,251 | $637+881.8% | $962+549.7% | $2,552+144.9% |
| Participant deferral / active EE | $11,458 | $1,196+857.9% | $1,813+531.9% | $4,126+177.7% |
| Admin fee / account holder | $3,985 | $2,022+97.1% | $2,460+62.0% | $7,339-45.7% |