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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,139 | $100,139-79.9% | $85,187-76.4% | $145,884-86.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 17.14% | 84.15%-67.0pp | 66.67%-49.5pp | 551.85%-534.7pp |
| Employer contribution / active EE | $8,038 | $3,238+148.2% | $2,732+194.2% | $4,662+72.4% |
| Participant deferral / active EE | $1,447 | $5,296-72.7% | $4,525-68.0% | $6,690-78.4% |
| Admin fee / account holder | $622 | $7,262-91.4% | $6,162-89.9% | $13,392-95.4% |