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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,268 | $90,691+109.8% | $76,119+150.0% | $145,884+30.4% |
| Participation rate | 83.3% | 74.5%+8.9pp | 69.1%+14.3pp | 80.3%+3.0pp |
| Annual return | 17.36% | 624.52%-607.2pp | 361.25%-343.9pp | 551.85%-534.5pp |
| Employer contribution / active EE | $11,832 | $3,329+255.4% | $2,693+339.4% | $4,662+153.8% |
| Participant deferral / active EE | $16,437 | $5,167+218.1% | $4,259+285.9% | $6,690+145.7% |
| Admin fee / account holder | $755 | $8,383-91.0% | $6,421-88.2% | $13,392-94.4% |