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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,068 | $162,136-85.2% | $152,301-84.2% | $154,746-84.4% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 12.67% | 91.02%-78.3pp | 80.50%-67.8pp | 172.34%-159.7pp |
| Employer contribution / active EE | $2,201 | $4,890-55.0% | $4,624-52.4% | $4,379-49.7% |
| Participant deferral / active EE | $3,272 | $8,341-60.8% | $8,004-59.1% | $6,730-51.4% |
| Admin fee / account holder | $5,729 | $15,759-63.6% | $14,398-60.2% | $14,365-60.1% |