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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,233 | $209,336-90.3% | $197,124-89.7% | $137,256-85.3% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 18.36% | 48.09%-29.7pp | 44.34%-26.0pp | 220.34%-202.0pp |
| Employer contribution / active EE | $2,522 | $6,591-61.7% | $6,227-59.5% | $4,156-39.3% |
| Participant deferral / active EE | $5,243 | $9,614-45.5% | $9,135-42.6% | $6,407-18.2% |
| Admin fee / account holder | $740 | $17,308-95.7% | $16,298-95.5% | $12,270-94.0% |