Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,964 | $123,478-69.3% | $216,567-82.5% | $94,015-59.6% |
| Participation rate | 40.5% | 75.1%-34.6pp | 81.6%-41.2pp | 70.8%-30.3pp |
| Annual return | 15.40% | 23.61%-8.2pp | 12.94%+2.5pp | 17.84%-2.4pp |
| Employer contribution / active EE | $1,095 | $3,136-65.1% | $5,216-79.0% | $2,790-60.8% |
| Participant deferral / active EE | $1,880 | $4,556-58.7% | $6,191-69.6% | $4,249-55.8% |
| Admin fee / account holder | $1,078 | $12,753-91.5% | $21,981-95.1% | $8,951-88.0% |