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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,394 | $134,817-58.2% | $123,973-54.5% | $155,188-63.7% |
| Participation rate | 64.7% | 79.4%-14.7pp | 76.7%-12.0pp | 80.8%-16.1pp |
| Annual return | 16.39% | 515.49%-499.1pp | 388.13%-371.7pp | 148.84%-132.4pp |
| Employer contribution / active EE | $1,678 | $4,425-62.1% | $4,126-59.3% | $4,248-60.5% |
| Participant deferral / active EE | $2,548 | $5,706-55.3% | $5,247-51.4% | $6,531-61.0% |
| Admin fee / account holder | $1,327 | $13,245-90.0% | $11,799-88.8% | $14,480-90.8% |