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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,794 | $174,379-29.6% | $152,093-19.3% | $138,895-11.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 20.40% | 74.86%-54.5pp | 66.36%-46.0pp | 145.39%-125.0pp |
| Employer contribution / active EE | $13,662 | $4,652+193.7% | $4,175+227.3% | $4,194+225.7% |
| Participant deferral / active EE | $15,954 | $6,159+159.0% | $5,451+192.7% | $6,396+149.4% |
| Admin fee / account holder | $1,922 | $16,880-88.6% | $14,497-86.7% | $12,562-84.7% |