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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,933 | $157,829-74.7% | $136,867-70.8% | $198,609-79.9% |
| Participation rate | 69.2% | 77.2%-7.9pp | 74.5%-5.3pp | 82.4%-13.1pp |
| Annual return | 10.74% | 51.25%-40.5pp | 42.97%-32.2pp | 202.70%-192.0pp |
| Employer contribution / active EE | $1,650 | $3,923-57.9% | $3,547-53.5% | $5,055-67.4% |
| Participant deferral / active EE | $4,935 | $5,463-9.7% | $4,924+0.2% | $6,977-29.3% |
| Admin fee / account holder | $770 | $11,107-93.1% | $10,340-92.6% | $19,030-96.0% |