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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,933 | $102,595-61.1% | $94,057-57.5% | $154,746-74.2% |
| Participation rate | 69.2% | 76.0%-6.8pp | 73.3%-4.1pp | 80.7%-11.5pp |
| Annual return | 10.74% | 583.42%-572.7pp | 480.62%-469.9pp | 172.34%-161.6pp |
| Employer contribution / active EE | $1,650 | $3,147-47.6% | $2,933-43.7% | $4,379-62.3% |
| Participant deferral / active EE | $4,935 | $5,118-3.6% | $4,709+4.8% | $6,730-26.7% |
| Admin fee / account holder | $770 | $7,736-90.0% | $7,244-89.4% | $14,365-94.6% |