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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,516 | $81,358-84.6% | $155,556-92.0% | $80,959-84.5% |
| Participation rate | 57.7% | 66.3%-8.6pp | 78.2%-20.5pp | 67.7%-10.0pp |
| Annual return | 21.36% | 33.39%-12.0pp | 64.84%-43.5pp | 35.67%-14.3pp |
| Employer contribution / active EE | $468 | $3,106-84.9% | $4,675-90.0% | $2,757-83.0% |
| Participant deferral / active EE | $2,177 | $3,455-37.0% | $5,631-61.3% | $4,300-49.4% |
| Admin fee / account holder | $18 | $7,994-99.8% | $15,885-99.9% | $6,925-99.7% |