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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,654 | $102,422-69.1% | $147,117-78.5% | $80,959-60.9% |
| Participation rate | 52.0% | 75.9%-23.9pp | 82.2%-30.2pp | 67.7%-15.7pp |
| Annual return | 42.84% | 135.16%-92.3pp | 420.54%-377.7pp | 35.67%+7.2pp |
| Employer contribution / active EE | $1,681 | $3,717-54.8% | $4,932-65.9% | $2,757-39.0% |
| Participant deferral / active EE | $5,344 | $6,652-19.7% | $8,065-33.7% | $4,300+24.3% |
| Admin fee / account holder | $1,691 | $7,953-78.7% | $12,993-87.0% | $6,925-75.6% |