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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,654 | $102,382-69.1% | $147,005-78.5% | $80,874-60.9% |
| Participation rate | 52.0% | 75.8%-23.8pp | 82.2%-30.2pp | 67.6%-15.6pp |
| Annual return | 42.84% | 134.89%-92.0pp | 418.76%-375.9pp | 35.62%+7.2pp |
| Employer contribution / active EE | $1,681 | $3,715-54.7% | $4,934-65.9% | $2,756-39.0% |
| Participant deferral / active EE | $5,344 | $6,646-19.6% | $8,070-33.8% | $4,297+24.4% |
| Admin fee / account holder | $1,691 | $7,942-78.7% | $13,006-87.0% | $6,935-75.6% |