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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,354 | $76,407-60.3% | $150,298-79.8% | $82,448-63.2% |
| Participation rate | 29.6% | 66.4%-36.8pp | 77.8%-48.1pp | 68.1%-38.4pp |
| Annual return | 29.25% | 39.99%-10.7pp | 62.79%-33.5pp | 41.64%-12.4pp |
| Employer contribution / active EE | $796 | $2,614-69.6% | $4,154-80.8% | $2,551-68.8% |
| Participant deferral / active EE | $1,519 | $3,214-52.7% | $5,453-72.1% | $4,139-63.3% |
| Admin fee / account holder | $300 | $6,352-95.3% | $14,116-97.9% | $7,234-95.9% |