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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,290 | $169,361-92.2% | $129,397-89.7% | $145,877-90.9% |
| Participation rate | 15.0% | 76.5%-61.5pp | 69.6%-54.6pp | 80.3%-65.3pp |
| Annual return | 9.73% | 14395.54%-14385.8pp | 9453.98%-9444.3pp | 551.28%-541.6pp |
| Employer contribution / active EE | $0 | $5,542-100.0% | $4,154-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $893 | $4,987-82.1% | $4,167-78.6% | $6,691-86.7% |
| Admin fee / account holder | $1,382 | $9,903-86.0% | $7,679-82.0% | $13,402-89.7% |