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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,748 | $201,370-72.3% | $184,256-69.7% | $145,897-61.8% |
| Participation rate | 85.7% | 87.5%-1.8pp | 86.8%-1.1pp | 80.3%+5.4pp |
| Annual return | 11.39% | 29.05%-17.7pp | 28.85%-17.5pp | 552.29%-540.9pp |
| Employer contribution / active EE | $3,651 | $7,024-48.0% | $6,427-43.2% | $4,663-21.7% |
| Participant deferral / active EE | $4,398 | $9,808-55.2% | $9,133-51.9% | $6,689-34.3% |
| Admin fee / account holder | $7,549 | $16,364-53.9% | $13,899-45.7% | $13,390-43.6% |