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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,748 | $201,344-72.3% | $184,243-69.7% | $145,877-61.8% |
| Participation rate | 85.7% | 87.5%-1.8pp | 86.8%-1.1pp | 80.3%+5.4pp |
| Annual return | 11.39% | 29.01%-17.6pp | 28.82%-17.4pp | 551.28%-539.9pp |
| Employer contribution / active EE | $3,651 | $7,022-48.0% | $6,427-43.2% | $4,663-21.7% |
| Participant deferral / active EE | $4,398 | $9,807-55.2% | $9,132-51.8% | $6,691-34.3% |
| Admin fee / account holder | $7,549 | $16,382-53.9% | $13,914-45.7% | $13,402-43.7% |