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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,858 | $111,785-90.3% | $93,669-88.4% | $145,877-92.6% |
| Participation rate | 46.7% | 74.2%-27.6pp | 68.7%-22.1pp | 80.3%-33.6pp |
| Annual return | 1.31% | 203.79%-202.5pp | 133.59%-132.3pp | 551.28%-550.0pp |
| Employer contribution / active EE | $1,053 | $3,096-66.0% | $2,424-56.5% | $4,663-77.4% |
| Participant deferral / active EE | $1,284 | $4,919-73.9% | $4,416-70.9% | $6,691-80.8% |
| Admin fee / account holder | $263 | $10,256-97.4% | $8,291-96.8% | $13,402-98.0% |