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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,627 | $160,028-92.1% | $147,080-91.4% | $145,884-91.3% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 10.81% | 98.60%-87.8pp | 420.17%-409.4pp | 551.85%-541.0pp |
| Employer contribution / active EE | $1,509 | $5,286-71.5% | $4,933-69.4% | $4,662-67.6% |
| Participant deferral / active EE | $1,827 | $8,422-78.3% | $8,066-77.4% | $6,690-72.7% |
| Admin fee / account holder | $923 | $15,030-93.9% | $12,989-92.9% | $13,392-93.1% |