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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,477 | $109,620-72.2% | $148,496-79.5% | $94,015-67.6% |
| Participation rate | 100.0% | 71.3%+28.7pp | 76.0%+24.0pp | 70.8%+29.2pp |
| Annual return | 10.85% | 17.54%-6.7pp | 12.33%-1.5pp | 17.84%-7.0pp |
| Employer contribution / active EE | $977 | $2,618-62.7% | $3,497-72.1% | $2,790-65.0% |
| Participant deferral / active EE | $2,178 | $3,831-43.1% | $4,808-54.7% | $4,249-48.7% |
| Admin fee / account holder | $8,694 | $10,050-13.5% | $19,547-55.5% | $8,951-2.9% |