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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,477 | $94,031-67.6% | $115,768-73.7% | $82,448-63.0% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 10.85% | 20.61%-9.8pp | 100.46%-89.6pp | 41.64%-30.8pp |
| Employer contribution / active EE | $977 | $2,323-58.0% | $2,940-66.8% | $2,551-61.7% |
| Participant deferral / active EE | $2,178 | $3,972-45.2% | $4,917-55.7% | $4,139-47.4% |
| Admin fee / account holder | $8,694 | $10,249-15.2% | $12,439-30.1% | $7,234+20.2% |