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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,015 | $104,650-34.1% | $83,854-17.7% | $155,188-55.5% |
| Participation rate | 12.5% | 65.1%-52.6pp | 59.1%-46.6pp | 80.8%-68.3pp |
| Annual return | 21.49% | 28.97%-7.5pp | 31.39%-9.9pp | 148.84%-127.3pp |
| Employer contribution / active EE | $61 | $1,196-94.9% | $1,017-94.0% | $4,248-98.6% |
| Participant deferral / active EE | $1,519 | $2,367-35.9% | $2,035-25.4% | $6,531-76.7% |
| Admin fee / account holder | $20 | $3,518-99.4% | $3,197-99.4% | $14,480-99.9% |