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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,015 | $94,439-26.9% | $73,658-6.3% | $154,746-55.4% |
| Participation rate | 12.5% | 64.7%-52.2pp | 57.0%-44.5pp | 80.7%-68.2pp |
| Annual return | 21.49% | 28.25%-6.8pp | 29.72%-8.2pp | 172.34%-150.8pp |
| Employer contribution / active EE | $61 | $1,257-95.2% | $1,032-94.1% | $4,379-98.6% |
| Participant deferral / active EE | $1,519 | $2,527-39.9% | $2,062-26.4% | $6,730-77.4% |
| Admin fee / account holder | $20 | $3,843-99.5% | $3,357-99.4% | $14,365-99.9% |