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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,145 | $94,031-67.9% | $115,768-74.0% | $82,448-63.4% |
| Participation rate | 77.8% | 70.4%+7.4pp | 74.4%+3.4pp | 68.1%+9.7pp |
| Annual return | 18.38% | 20.61%-2.2pp | 100.46%-82.1pp | 41.64%-23.3pp |
| Employer contribution / active EE | $785 | $2,323-66.2% | $2,940-73.3% | $2,551-69.2% |
| Participant deferral / active EE | $2,691 | $3,972-32.2% | $4,917-45.3% | $4,139-35.0% |
| Admin fee / account holder | $1,037 | $10,249-89.9% | $12,439-91.7% | $7,234-85.7% |